Financial capital refers to funds provided by lenders and investor companies to buy equipment to produce actual goods or services. Real capital consists of physical properties that help in the production of other goods and services, for example. shovels for gravediggers, sewing machines for tailors, or machinery and equipment for the plant.

Financial capital provided by lenders to price: flowers. See also the time value of money for a more detailed explanation of how financial capital may be analyzed.

In addition, the financial capital or economic capital, is a liquid medium or mechanism that represents wealth or other styles of capital. However, usually in the form of purchasing power of funds available for the production or purchase of property, and so on. Capital may also be obtained by producing more than what is immediately necessary and surplus.

Finance capital has been sub-categorized by some scholars as the economic or productive capital needed for operations, capital of the signal indicating the financial strength of the company to its shareholders, capital and regulations that meet capital requirements.